Community Activism · Read, Educate Yourself, Prepare · Vote with your Dollars

Join a Credit Union

This OTYCD article originally appeared in February 2018.

 

Join a credit union and leave traditional for-profit banks behind.

 

Are you sick of banks? We at OTYCD don’t blame you, and we’d like to suggest an alternative: a credit union.

 

A credit union is a non-profit member-owned cooperative. It exists to help people manage their money instead of making a profit off of them.

 

Fees tend to be lower and customer service far better than at traditional banks. Credit unions generally offer free checking accounts and do not charge you if your balance falls below a specified amount.

 

Credit unions are often more community-oriented as well, and concerned with helping, supporting, and building the local community in a wide variety of ways–offering small business loans, providing financial education, sponsoring local events, and even offering scholarships.

 

There are drawbacks to credit unions. They generally offer fewer financial products than banks do. Their ATM networks aren’t as broad as those of traditional banks, which means you might pay fees to use machines that don’t belong to the credit union (but ask about this–many credit unions reimburse a certain number of withdrawals per month). Credit unions aren’t as abundant as banks, and you might have trouble finding one near you that you can join.

 

Regardless, it’s an option worth exploring, especially if you’re fed up with the banking system and fed up with being treated like a cash cow.

 

 

Read these articles about credit unions and their pros and cons:

https://www.bankrate.com/banking/credit-unions/the-benefits-of-a-credit-union-vs-a-bank/

https://www.moneytalksnews.com/9-reasons-why-credit-union-better-than-big-bank/

Credit Unions vs. Banks: How to Decide

 

 

See MyCreditUnion.gov’s explanation of credit unions:

https://www.mycreditunion.gov/about-credit-unions/Pages/How-is-a-Credit-Union-Different-than-a-Bank.aspx

 

 

See Wikipedia’s list of credit unions in the United States and find one near you:

https://en.wikipedia.org/wiki/List_of_credit_unions_in_the_United_States

 

 

Subscribe to One Thing You Can Do by clicking the button on the upper right of the page. And tell your friends about the blog!

Vote with your Dollars

Start a 2020 Fund

This OTYCD entry originally posted in January 2017, as ‘Start a 2018 Fund’.

 

Start saving two dollars a week to fund political actions that will shape the 2020 election.

 

It doesn’t have to be two dollars. You can save more if you want. If you’re struggling, find a sum you can comfortably set aside, even if it’s just a quarter.

 

If you start saving two dollars per week now, you should have about one hundred set aside when the 2020 primaries crest the horizon.

 

The point is to develop the habit of squirreling away something every week to support your political efforts. You can define ‘political efforts’ as broadly as you wish. You can draw on your stash to donate to Congressional candidates. You can give to Planned Parenthood, Emily’s List, the Sierra Club, the Southern Poverty Law Center, or dozens of other worthy organizations that matter to you. Or you can use it as seed money for your own run for local office.

 

Budget for politics just as you’d budget for Christmas, or tithes, or a down payment on a house. Think long-term. Put away something every week, no matter how small.

 

 

Subscribe to One Thing You Can Do by clicking the button on the upper right of the page. And tell your friends about the blog!

Community Activism · Elections · Use Your Power, Recruit Friends · Vote with your Dollars · Voting Rights, Fighting Voter Suppression

Help Andrew Gillum Register Floridians to Vote in Time for the 2020 Presidential Race

This OTYCD post originally appeared in March 2019.

 

Help Andrew Gillum register Floridians to vote ahead of the 2020 presidential race.

 

Gillum made headlines when he fought valiantly in 2018 in the Florida gubernatorial race. (He was narrowly defeated by Republican Ron DeSantis.)

 

Far from being cowed by the loss, Gillum has devoted himself to fulfilling the promise of Amendment 4, which voters passed last year.

 

The amendment passed with 65 percent of the vote, more than the 60 percent required to make it law. It will re-enfranchise more than a million Floridians–possibly as many as 1.4 million, the numbers vary–who were barred from voting after a felony conviction.

 

Republicans know all too well that the more people vote, the more likely their candidates are to lose.

 

And they also know all too well how critical Florida has been to presidential contests. The 2000 contest hit a serious snag there, with recounts and hanging chads and other absurdities. Ultimately, the Supreme Court stepped in and ruled in favor of Republican George W. Bush over Democrat Al Gore in a decision that deserves eternal side-eye.

 

Though Amendment 4 was well-written, state-level GOP are doing their damnedest to neuter it. They’re trying to pass a law that would force all ex-felons to pay any and all remaining court fees before they’re allowed to vote again, a move that many have called out as a variation on a unconstitutional poll tax. [Update, June 2019: the state legislature did indeed pass that law, which makes support for Gillum’s efforts that much more important.]

 

Gillum, who had many options available to him after his impressive campaign and close loss, has chosen to invest his momentum in an effort to register as many new Florida voters as possible.

 

Gillum created Bring It Home Florida to ensure that Amendment 4 works as designed, and to make the state as fierce a fight as possible for Trump in 2020.

 

We at OTYCD are going to beat the voter registration drum hard in 2019, but we’re starting here.

 

The most important thing you can do this year, the year before the presidential contest, is to register or help register as many people to vote as possible.

 

We need to recruit new voters and we need to encourage people to vote. The more who vote, the more likely we are to vote Trump out of office in 2020.

 

If your funds are limited, the smartest use of your money in 2019 is giving it to Get Out the Vote (GOTV) organizations such as Bring It Home Florida. Even more so than giving it to candidates, to be honest.

 

If your budget allows, please, do both. But if it doesn’t, put your money into signing people up to vote and removing barriers to voting.

 

An interesting final note on this. Rick Wilson, a onetime GOP operative who lives in Florida, and author of Everything Trump Touches Dies, had this to say about Bring It Home Florida on Twitter on March 21, 2019, not long after Gillum unveiled the initiative:

 

1/ A few words about Andrew Gillum’s plan to register a million new voters in Florida.

 

2/ Once upon a Time in the dark ages of the early 90s the Republican party of Florida got off its ass and started registering voters. This was during the era of Tom Slade, a two-fisted balls-out party chairman and after.

 

3/ Then came the era of complacency and corruption with Charlie Crist and Jim Greer. (Wrote about it in years ago. You can Google it.) Rick Scott hated the party and ran his own independent operation. We kind of slacked off on the whole voter reg thing.

 

4/ Fastest growing voter demo in Florida forever has been non-party affiliated. Basically a tie ball game between the Republicans and the Democrats. Democrats have seen greater greater growth in South Florida, Republicans in North Florida, broadly speaking.

 

5/ Democratic party of Florida is a gigantic trainwreck without the ability to get out of its own way, to mount a serious campaign operations, or to win statewide races by and large.

 

6/ Current #: R: 4.7 D: 4.9 NPA: 3.6 The NPA FL voter in the last 20 years is *broadly* a Shy Tory R voter. Call it 55-60ish%. or may disagree, but we can parse it later.

 

7/ So if is serious, and registers and IDs and *activates* even 500,000 it’s a game changer up and down the ticket. Hillary Clinton’s people talked about doing something similar, but it was a complete Potemkin village.

 

8/ It would be of much greater consequence than a quixotic presidential bid. If roughly half the Democratic field did the same they would alter the shape of American politics, but doing the gut work of politics is boring and hard.

 

So, please, let’s support the guy who passed up a run at the presidency to do the boring, hard gut work of politics.

 

 

See the Bring It Home Florida website:

Home

 

 

Donate to Bring It Home Florida:

https://secure.actblue.com/donate/bringithomefl

 

 

Subscribe to One Thing You Can Do by clicking the blue button on the upper right or checking the About & Subscribe page. And tell your friends about the blog!

 

 

Like Bring It Home Florida on Facebook:

https://www.facebook.com/pg/BringItHomeFlorida/photos/?tab=album&album_id=787690298266063

 

 

Follow Bring It Home Florida on Twitter:

@BringItHomeFL

 

 

Read about the passage of Amendment 4 in 2018:

https://www.miamiherald.com/news/politics-government/election/article220678880.html

https://www.npr.org/2018/11/07/665031366/over-a-million-florida-ex-felons-win-right-to-vote-with-amendment-4

 

 

Read about Gillum announcing the creation of Bring It Home Florida:

https://www.politico.com/states/florida/story/2019/03/20/gillums-red-flag-plan-to-stop-trump-1m-new-florida-voters-927053

Andrew Gillum announces voter registration effort: ‘Are y’all ready to flip Florida blue?’

 

 

Read about the Florida GOP legislator’s attempt to neuter Amendment 4 by creating what amounts to an unconstitutional poll tax:

 

 

Action Alerts · Community Activism · Vote with your Dollars

Boycott Companies That Help Trump Detain Migrants, Thanks to Grab Your Wallet

Boycott companies that profit from the Trump administration’s zero-tolerance policy against migrants, thanks to this Grab Your Wallet spreadsheet.

 

Grab Your Wallet was among the earliest protest tools to arise after Trump’s election. It was literally one of the first things OTYCD wrote about. The first boycott list, which is still active, was designed to help you avoid giving money to Trump and his children.

 

Grab Your Wallet has assembled a new resource that lists companies and organizations that are profiting from the Trump administration policy toward migrants, which includes the creation of the camps where it’s holding migrants.

 

It’s dynamic and it’s periodically updated, so you’ll want to check back often.

 

Important note: If you choose to contact these companies, be polite and respectful. If you can’t effectively channel your anger, hold off until you can, or simply satisfy yourself with boycotting them without telling them why.

 

See the Grab Your Wallet spreadsheet of companies and organizations that benefit from the Trump administration’s shameful anti-migrant policies:

https://www.grabyourwallet.org/Action%20Alert.html

 

Candidates · Elections · Vote with your Dollars

Headsup: The FEC Deadline for Q2 is TODAY. Please Donate to Democrats Before Midnight

Headsup: The Federal Election Commission’s donation deadline for the second quarter of 2019 is TODAY. If you can give to Democratic candidates, please do so before midnight.

 

If you have money to spare, now is the time to give to sitting Democratic members of Congress, Democrats who have declared their intent to run against Republicans in 2020, and Democratic candidates for president.

 

Fairly or not, quarterly fundraising numbers are considered a sign of a candidate’s strength. Giving money to a candidate or a Congressperson who’s up for re-election in 2020 before a quarterly FEC deadline is a way to cast a vote for that candidate with dollars instead of a ballot.

 

In addition to giving to members of your Congressional delegation who are up in 2020, you can donate to Democrats who are taking heat from Republicans on the regular, to show tangible support for them.

 

It’s equally wise to cast a “vote” for Congressional Democrats who are quietly getting things done but not drawing any media attention.

 

Because of their importance to candidates and candidates-to-be, we’ll keep doing quarterly reminders about FEC deadlines in perpetuity.

 

Subscribe to One Thing You Can Do by clicking the blue button on the upper right or checking the About & Subscribe page. And tell your friends about the blog!

 

Candidates · Use Your Power, Recruit Friends · Vote with your Dollars

Ready Your Wallet: The FEC Q2 Deadline Is One Week from Today

Headsup: The Federal Election Commission’s donation deadline for the second quarter of 2019 is in one week. 

 

If you have money to spare, now is the time to give to sitting Democratic members of Congress, Democrats who have declared their intent to run against Republicans in 2020, and Democratic candidates for president.

 

Fairly or not, quarterly fundraising numbers are considered a sign of a candidate’s strength. Giving money to a candidate or a Congressperson who’s up for re-election in 2020 before a quarterly FEC deadline is a way to cast a vote for that candidate with dollars instead of a ballot.

 

In addition to giving to members of your Congressional delegation who are up in 2020, you can donate to Democrats who are taking heat from Republicans on the regular, to show tangible support for them.

 

It’s equally wise to cast a “vote” for Congressional Democrats who are quietly getting things done but not drawing any media attention.

 

We’re putting this post up one week before the actual deadline, to give you time to sort out your finances and see what you can do. We’ll put up another reminder on the day, and we’ll keep doing quarterly reminders about FEC deadlines in perpetuity.

 

Subscribe to One Thing You Can Do by clicking the blue button on the upper right or checking the About & Subscribe page. And tell your friends about the blog!

 

Community Activism · Stand Up for Civilization · Stand Up for Norms · Support Immigrants and Refugees · Thank You Actions · Vote with your Dollars

Support José Andrés, The Chef Who Served Millions of Meals to Puerto Ricans, and Who Stood Up to Trump

This OTYCD post originally appeared in April 2018.

 

Support José Andrés, the chef who cooked and served millions of meals to hurricane-stricken Puerto Ricans and who stood up to Donald Trump.

 

Andrés is a hell of a chef, period, full stop.

As of November 2017, he holds two Michelin stars. In 2011, the James Beard Foundation gave him its Outstanding Chef award; past winners include Tom Colicchio of Craft, Eric Ripert of Le Bernadin, Grant Achatz of Alinea, Lidia Bastianich of Felidia Ristorante, Wolfgang Puck of Spago Beverly Hills, Jean-George Vongerichten of Jean-Georges, and Thomas Keller of The French Laundry. Andrés is also credited with introducing America to the concept of tapas.

 

His nonprofit, World Central Kitchen, came to Puerto Rico on September 25, 2017 to help feed residents in the wake of Hurricane Maria.

 

By mid-October, the team had built a supply network and prepped and delivered more than a million hot meals. Andrés has broadcast his efforts via his Twitter account and through the #chefsforpuertorico hashtag. He had started to curtail WCK’s efforts by late October, but he has continued to shine a light on the realities of post-Maria life in Puerto Rico on his social media accounts.

 

Before he stepped up in such an extraordinary way in Puerto Rico, he stood up to Donald Trump, at great personal cost to himself.

 

When Trump announced his candidacy in June 2015 by claiming that Mexican immigrants were drug dealers and rapists, Andrés withdrew from a deal to create a grand new restaurant in the Trump hotel planned for the old Post Office building in Washington, D.C. (Andrés was born in Spain and is a naturalized U.S. citizen.) Trump sued for breach of contract, and the two parties settled in April 2017.

 

According to the Washington Post, Andrés said at the time of his withdrawal from the Trump Washington D.C. restaurant deal:

“More than half of my team is Hispanic, as are many of our guests,” the chef said in a statement at the time. “And, as a proud Spanish immigrant and recently naturalized American citizen myself, I believe that every human being deserves respect, regardless of immigration status.”

 

We at OTYCD encourage you to support Andrés and his charitable works however you can.

 

Andrés’s empire includes 27 restaurants in the U.S. and Mexico, as well as food trucks and catering services. Are any of them near you? Check the link below and pay a visit, and vote with your dollars:

http://www.joseandres.com/en_us/restaurants

 

 

Follow Andrés on Twitter:

@chefjoseandres

 

 

Like him on Facebook:

https://www.facebook.com/chefjoseandres/?fref=ts&ref=br_tf

 

 

Subscribe to One Thing You Can Do by clicking the button on the upper right of the page. And tell your friends about the blog!

 

 

Visit the World Central Kitchen webpage:

https://www.worldcentralkitchen.org

 

 

Donate to World Central Kitchen:

https://www.worldcentralkitchen.org/donate

 

 

Read about World Central Kitchen’s and #chefsforpuertorico’s work on the island in the wake of Hurricane Maria:

https://www.npr.org/sections/thesalt/2017/10/20/559113161/celebrity-chef-jose-andres-has-served-nearly-1-5-million-meals-to-puerto-ricans

https://www.washingtonpost.com/news/food/wp/2017/09/29/jose-andres-a-naturalized-u-s-citizen-has-become-the-face-of-american-disaster-relief/?utm_term=.809d93237d83

https://www.washingtonpost.com/news/food/wp/2017/10/18/post-maria-jose-andres-and-his-team-have-served-more-meals-in-puerto-rico-than-the-red-cross/?utm_term=.08529f34dd69

http://time.com/4981655/jose-andres-fema-trump-puerto-rico/

https://www.buzzfeed.com/adriancarrasquillo/chef-jose-andres-and-the-trump-administration-are-fighting?utm_term=.nlNBa7E5eg#.oapoLBpy94

https://www.eater.com/2017/10/25/16545754/jose-andres-puerto-rico-world-central-kitchen

Read about how the chef quit his partnership with Trump after he disparaged Mexicans, and read about the settlement of the resulting lawsuit:

https://www.washingtonpost.com/news/digger/wp/2016/04/29/donald-trump-jose-andres-and-the-death-of-a-grand-washington-restaurant/?utm_term=.fc73d4f45799

https://www.washingtonpost.com/news/reliable-source/wp/2017/04/07/president-trump-and-chef-jose-andres-reach-settlement-agreement/?utm_term=.ed2172cdc09f

https://www.washingtonpost.com/lifestyle/food/donald-trump-and-celebrity-chef-jose-andres-settle-their-lawsuit/2017/04/07/987c5cae-1bbd-11e7-bcc2-7d1a0973e7b2_story.html?utm_term=.3953339addc6

https://www.npr.org/sections/thetwo-way/2017/04/07/523004201/trump-organization-settles-lawsuit-with-chef-jos-andr-s